Introduction:

When life happens — Grants MFB is ready to support you.

Our Personal Loans are designed to help individuals handle emergencies, seize new opportunities, and live more comfortably, with quick approvals, easy repayment plans, and personalized service.

Get the funds you need, when you need them — without stress.

Quick Navigation:

• Why Choose Grants MFB Personal Loans?

• Loan Features

• Who Can Apply?

• How to Apply

• FAQs

Why Choose Grants MFB Personal Loans?

• Fast Processing: Get a decision in as little as 24–48 hours.

• Flexible Repayment: Tailored repayment plans up to 24 months.

• Competitive Rates: Affordable interest rates suited to your budget.

• No Collateral Required: For qualifying customers (terms apply).

• Referral Rewards: Earn 10% when you refer a new borrower! (Terms and conditions apply.)

• Insurance Cover: Loan protection through Grants Insure Credit Life Policy.

Loan Features

• Loan amounts from ₦50,000 to ₦2,000,000

• Tenors from 3 months to 24 months

• Flat monthly repayment plans

• Early repayment allowed with no penalties

• Option to top up after consistent repayment

• Enjoy 10% Referral Bonus: Refer a new borrower and earn 10% of their processing fee (terms apply)

Who Can Apply?

• Salaried employees

• Self-employed individuals (with verifiable income)

• Business owners (for personal use)

• NYSC Corps Members (special category loans available)

Requirements:

• Completed Loan Application Form

• Valid Identification (NIN, Driver’s License, or Passport)

• Recent Utility Bill (Proof of Address)

• 3–6 months Bank Statement

• Employment letter or evidence of steady income

• Guarantor (may be required based on loan size)

How to Apply?

Applying is simple:

a. Visit any Grants MFB branch or apply through Mobile App.

b. Complete your Personal Loan Application.

c. Upload/submit your required documents.

d. Receive approval within 24–48 hours (after verification).

e. Funds disbursed into your Grants MFB account immediately!

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FAQs

1. What can I use the loan for?

Emergencies, school fees, rent, medical bills, travel, projects, or lifestyle upgrades.

2. Do I need collateral?

Not for smaller loans — larger amounts may require a guarantor.

3. Can I top up an existing loan?

Yes — based on good repayment history and loan utilization review.

4. Is there insurance on my loan?

Yes — loan is covered by Grants Insure Credit Life Protection.

5. How quickly can I access the funds?

Usually within 24–48 hours after complete documentation and approval.

Final CTA SectionSolve life’s needs faster.

Apply today and refer others to earn with Grants MFB Personal Loans.