Introduction:
At Grants MFB, your investments can do even more.
Instead of liquidating your savings, fixed deposits, retirement plans, or college funds, you can easily borrow against them — and keep your money working for you.Enjoy fast approvals, better loan terms, and smarter financial planning — without interrupting your long-term goals.
Quick Navigation:
• Why Choose Loans Against Investments?
• Loan Features
• Eligible Investment Products
• Who Can Apply?
• How to Apply
• FAQs
Why Choose Loans Against Investments?
• Keep Your Savings Growing: Borrow without touching your investment principal.
• Lower Interest Rates: Enjoy preferred rates compared to regular personal loans.
• Fast Processing: Approval within 24–48 hours.
• Flexible Repayment: Up to 24 months repayment tenor.
• No New Collateral Required: Your investment serves as security.
• Top-Up Flexibility: Increase your loan as your investment grows.
Loan Features
• Loan amounts tied to 70%–90% of investment value
• Tenors from 3 months to 24 months
• Flexible monthly repayment or bullet payment options
• Competitive preferential interest rates
• Easy renewal or rollover options available
• Grants Insure Loan Protection applied automatically
Eligible Investment Products
You can borrow against:
• Grants MFB Fixed Deposits
• Grants MFB Retirement Savings Plans
• Grants MFB College/Educational Fund Accounts
• Other secured savings products approved by Grants MFB
Who Can Apply?
• Individuals with active Grants MFB investment accounts
• Corporates holding fixed deposits or group investment plans
• Parents/Guardians with College Fund PlansRequirements:
• Completed Loan Against Investment Application Form
• Valid ID (NIN, Driver’s License, or International Passport)
• Investment Account Number or Certificate
• BVN confirmation
How to Apply?
Simple steps:
a. Visit any Grants MFB branch or apply through Mobile App.
b. Complete the Loan Against Investment Application.
c. Submit your Investment Certificate or Account Details.
d. Get approval within 24–48 hours.
e. Funds disbursed while your investment continues to grow.
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FAQs
1. Will my fixed deposit continue earning interest?
Yes — it remains intact and continues earning during the loan tenor.
2. What happens if I fail to repay?
Your investment will be liquidated to recover outstanding loan obligations.
3. Can I borrow multiple times against my investment?
Yes — subject to current investment value and loan servicing history.
4. Are there penalties for early repayment?
No — early repayment is allowed and even encouraged.
5. Is insurance included?
Yes — Grants Insure Credit Life Protection covers the loan amount.
Final CTA SectionLet your savings open more doors.
Apply for a Grants MFB Loan Against Investment today.