Learn: Financial Wellness
Your money should serve your goals, not stress you out. Let’s build financial confidence together.
What Is Financial Wellness?
It’s the peace of mind that comes from being in control of your money—knowing you can meet daily needs,
prepare for emergencies, and plan for the future.
Core Areas of Financial Wellness
- Budgeting and planning
- Saving for short- and long-term goals
- Managing debt responsibly
- Investing and growing wealth
- Protecting your finances from risk
How GRANTS MFB Supports Your Wellness
- Personalized savings & investment tools
- Easy access to micro-loans and emergency funds
- Financial literacy resources and workshops
- Secure digital banking and support agents across Nigeria
Frequently Asked Questions (FAQs)
How do I start budgeting?
Begin by listing your income and expenses. Use the 50-30-20 rule: 50% for needs, 30% for wants, and
20% for savings or debt repayment.
What should I prioritize: saving or paying off debt?
Do both! Create a plan to reduce high-interest debt while maintaining a basic savings buffer (₦50,000
or more).
Does financial wellness require earning a lot?
No. It’s about managing what you have wisely, setting clear goals, and making informed financial
decisions.
Where can I get help creating a plan?
Talk to any of our GRANTS MFB advisors or attend our free financial literacy sessions.
Visit www.grantsmfb.com for schedules.