Grants Microfinance Bank

Grants Microfinance Bank (Grants MFB) has been in operation for over 35 years, founded by the Late Dr. Chinedu Edith, whose passion was to enrich the lives of people. What began as a modest community bank has grown into a dynamic and responsive microfinance institution serving individuals, families, and businesses across Abuja and its surrounding rural communities.

We are not just present in the community—we are part of it. Our legacy is built on relationships, trust, and a deep understanding of the people we serve, especially the farmers, artisans, and traders who form the backbone of our economy.

Our success is rooted in physical presence and personal connection. With a dedicated rural banking marketing team, we engage directly with our customers through daily in-person visits. This human-centered approach allows us to provide financial education, gather real-time feedback, and offer tailored financial solutions that truly make a difference.

We also go further—literally. With our mobile BVN enrollment device, we travel to remote villages in the North, bringing formal financial services to unbanked and underserved populations, including nomadic and rural communities.

We’ve perfected the art of traditional banking while embracing digital transformation. Whether you’re a student, market trader, civil servant, or entrepreneur, we have solutions that meet your lifestyle:
– Tailor-made savings and loan products designed for specific customer segments
– A user-friendly mobile banking app for the tech-savvy
– Convenient USSD banking (*5595#) for customers using feature phones
– Instant overdraft access via mobile and USSD channels
– In-branch or online access to a wide variety of loan options

Whether you’re banking in person or digitally, Grants MFB is built to serve you—your way.

We are proud to be the preferred bank for hundreds of government salary earners across various ministries, departments, and agencies (MDAs) in Abuja and beyond.

With salary accounts domiciled with us, we provide responsive, dignified, and consistent support to civil servants—every step of their financial journey. Our understanding of public sector structures allows us to deliver unmatched reliability, flexibility, and peace of mind.

We didn’t get here by chance. Our journey has been guided by deliberate strategy and long-term thinking. Every step—from community engagement to digital innovation—has been mapped out to drive inclusive growth and economic empowerment.

We are proud of what we’ve accomplished—but we’re even more excited about what lies ahead.

At the heart of Grants MFB is a motivated, experienced, and passionate team committed to making a real difference. We believe in the power of community—and we understand that to grow bigger, reach farther, and do more, we must build strong partnerships across all sectors.

Whether you’re a development partner, a government agency, a fintech company, or a community leader—we’re open to collaboration that creates real impact.

Grants MFB is ready. Let’s grow together.

Our Core Services

Bank

  • Checking & Savings Accounts
  • Education & Target Savings
  • Debit Cards
  • Online & Mobile Banking

Insure

  • Auto & Life Insurance
  • Keyman Assurance
  • Property & POS Protection
  • Embedded & Personal Accident Insurance

Borrow

  • IPPIS & MDA Salary Loans
  • Private Sector Loans
  • Agricultural & Commodity Loans
  • Overdrafts & Credit Cards

Learn

  • Financial Wellness
  • Debt & Fraud Management
  • Investment Education
  • Online & Life Event Guides

Invest

  • Fixed Deposits
  • Retirement & Education Planning
  • Financial Planning
  • Long-Term Care Solutions

Shop

  • Shop Now, Pay Later
  • Empowering Your Everyday Life
  • Easy & Instant Access
  • Smart Payment Choices

Our Expert Advisory