Introduction:

Sometimes you just need a little extra — and fast.

With Grants MFB Nano and Micro Overdrafts, you can access small, flexible top-up funds directly from your account — no loan application, no paperwork, no stress.

Spend beyond your balance and settle later — when you receive funds.

Quick Navigation:

• Why Choose Grants MFB Overdrafts?

• Overdraft Features

• Who Can Access Overdrafts?

• How to Access Overdrafts?

• FAQs

Why Choose Grants MFB Nano and Micro Overdrafts?

• Instant Access: Overdraft automatically activated once eligible.

• No Collateral: You qualify based on your Grants MFB transaction behavior.

• Flexible Use: Spend for emergencies, bills, airtime, groceries, anything.

• Mobile and USSD Friendly: Access your overdraft through App or *5595#.

• No Waiting: Use your overdraft immediately — no loan application forms.

Overdraft Features

• Overdraft limits from ₦5,000 to ₦200,000

• Renewable every 30, 60, or 90 days

• Auto-repayment from your incoming credits

• Flat service charge and usage fee (no hidden costs)

• Available 24/7 via Mobile App and USSD

• Early settlement possible without penalty

• Higher limits available based on good repayment behavior

Who Can Access Overdrafts?

• Grants MFB account holders with active mobile banking or USSD profile

• Individuals with steady transaction history and inflows

• Customers who meet the minimum seasoning and account activity period

Requirements:

• Active Grants MFB Savings or Current Account

• Registered mobile number for Mobile App or *5595# banking

• BVN verification

• Good account conduct history

How to Access Overdrafts?

Two easy ways:

Option 1 (USSD):

• Dial *5595#

• Select “Overdraft” option → Accept offer → Funds instantly available.

Option 2 (Mobile App):

• Log into Grants MFB Mobile App

• Navigate to “Overdraft” Section

• Accept overdraft offer and start spending immediately.

[CTA Button: Activate My Overdraft Now]

FAQs

1. Is the overdraft a loan?

No — it’s an extra limit on your account, available instantly.

2. When must I repay my overdraft?

Automatically settled from your next incoming funds — or by manual repayment within agreed period.

3. Is there collateral needed?

No — overdraft is based on account usage behavior.

4. Can I increase my overdraft limit?

Yes — by maintaining good transaction behavior and repayment history.

5. Are there penalties for early repayment?

No — you can repay anytime at no extra cost.

Final CTA SectionNeed a little extra? Get it instantly.

Activate your Grants MFB Overdraft today.