Grants Microfinance Bank

Grants Microfinance Bank (Grants MFB) has been in operation for over 35 years, founded by the Late Dr. Chinedu Edith, whose passion was to enrich the lives of people. What began as a modest community bank has grown into a dynamic and responsive microfinance institution serving individuals, families, and businesses across Abuja and its surrounding rural communities.

We are not just present in the community—we are part of it. Our legacy is built on relationships, trust, and a deep understanding of the people we serve, especially the farmers, artisans, and traders who form the backbone of our economy.

Our success is rooted in physical presence and personal connection. With a dedicated rural banking marketing team, we engage directly with our customers through daily in-person visits. This human-centered approach allows us to provide financial education, gather real-time feedback, and offer tailored financial solutions that truly make a difference.

We also go further—literally. With our mobile BVN enrollment device, we travel to remote villages in the North, bringing formal financial services to unbanked and underserved populations, including nomadic and rural communities.

We’ve perfected the art of traditional banking while embracing digital transformation. Whether you’re a student, market trader, civil servant, or entrepreneur, we have solutions that meet your lifestyle:
– Tailor-made savings and loan products designed for specific customer segments
– A user-friendly mobile banking app for the tech-savvy
– Convenient USSD banking (*5595#) for customers using feature phones
– Instant overdraft access via mobile and USSD channels
– In-branch or online access to a wide variety of loan options

Whether you’re banking in person or digitally, Grants MFB is built to serve you—your way.

We are proud to be the preferred bank for hundreds of government salary earners across various ministries, departments, and agencies (MDAs) in Abuja and beyond.

With salary accounts domiciled with us, we provide responsive, dignified, and consistent support to civil servants—every step of their financial journey. Our understanding of public sector structures allows us to deliver unmatched reliability, flexibility, and peace of mind.

We didn’t get here by chance. Our journey has been guided by deliberate strategy and long-term thinking. Every step—from community engagement to digital innovation—has been mapped out to drive inclusive growth and economic empowerment.

We are proud of what we’ve accomplished—but we’re even more excited about what lies ahead.

At the heart of Grants MFB is a motivated, experienced, and passionate team committed to making a real difference. We believe in the power of community—and we understand that to grow bigger, reach farther, and do more, we must build strong partnerships across all sectors.

Whether you’re a development partner, a government agency, a fintech company, or a community leader—we’re open to collaboration that creates real impact.

Grants MFB is ready. Let’s grow together.

Our Services

At Grants MFB, we help you bank smarter, borrow better, invest wisely, protect what matters, and learn for life.

BANK

  • Checking & Savings Accounts
  • Education & Target Savings
  • Debit Cards
  • Online & Mobile Banking

BORROW

  • IPPIS & MDA Salary Loans
  • Private Sector Loans
  • Agricultural & Commodity Loans
  • Overdrafts & Credit Cards

INVEST

  • Fixed Deposits
  • Retirement & Education Planning
  • Financial Planning
  • Long-Term Care Solutions

INSURE

  • Auto & Life Insurance
  • Keyman Assurance
  • Property & POS Protection
  • Embedded & Personal Accident Insurance

LEARN

  • Financial Wellness
  • Debt & Fraud Management
  • Investment Education
  • Online & Life Event Guides

Shop

  • Shop Now, Pay Later
  • Empowering Your Everyday Life
  • Easy & Instant Access
  • Smart Payment Choices

Take the first step towards financial empowerment today.

Why Choose Grants Microfinance Bank?

Because your growth deserves more than promises—it deserves a partner.

At Grants MFB, we don’t just offer financial services—we walk with you every step of the way. Whether you’re starting small or scaling big, we are committed to making your journey easier, faster, and more impactful.

We’re deeply embedded in the lives of the people we serve—from civil servants and entrepreneurs to market traders and youth innovators. Our trust is built on consistency, clarity, and care.

Time is money. We disburse loans quickly and efficiently—sometimes within minutes—because we know that when life calls, delay isn’t an option.

From micro-loans and salary advances to savings plans and embedded insurance, our products are built around your real-life needs—not just financial formulas.

With our mobile app and online platforms, banking is just a tap away. But behind every service is a team that listens, advises, and supports—because tech is great, but people matter more.

We don’t just fund your journey—we equip you for it. Our financial wellness programs, business training, and fraud prevention guides help you make smarter decisions every day.

Your success is our story. That’s why we invest in your ideas, support your resilience, and celebrate your wins—big or small.

We are the team you need to succeed.
We are the trigger to your success.
We are Grants MFB.

Explore Our Case Studies

Real Stories. Real Growth. Real Impact.

At Grants MFB, we don’t just talk about transformation—we fund it, support it, and walk the journey with you. Our case studies showcase the real-life impact of our financial solutions on individuals, small businesses, communities, and entrepreneurs across Nigeria. Dive into stories of success, resilience, and empowerment that prove how the right partnership can change everything.

Why Our Case Studies Matter

  • Authentic Impact: See how our customers use our services to turn dreams into reality.
  • Diverse Sectors: From agribusiness to techpreneurs, education to women-led SMEs—we cover it all.
  • Data + Humanity: We combine numbers and narratives to give you the full picture of what’s possible.

Our Awesome Consultants

REQUEST A CALLBACK

    What Our Client Says

    • Client Image

      The owners of a corporation have limited liability and the business has a separate legal personality from its owners. Corporations can be either government-owned or privately owned.

      • Thomas J.
      • Manager
    • Client Image

      The owners of a corporation have limited liability and the business has a separate legal personality from its owners. Corporations can be either government-owned or privately owned.

      • John
      • Founder
    • Client Image

      The owners of a corporation have limited liability and the business has a separate legal personality from its owners. Corporations can be either government-owned or privately owned.

      • Devis Jhon
      • Manager
    • Client Image

      The owners of a corporation have limited liability and the business has a separate legal personality from its owners. Corporations can be either government-owned or privately owned.

      • Devis
      • Designer

    Latest Blog Post

    Awesome business theme for your startup or grow-up business.
    This theme will help you organizing your site without any technical skills.